i. —— RECOVERY — FOR DISTRESSED OWNERS
When the bank is calling
and you've stopped sleeping.
Recovery is for owners staring down covenant breaches, cash crises, and lender pressure. We move fast, take command of the cash, and rebuild credibility with the bank — typically within 90 days. The Recycling case is the playbook: bank-introduced, $190K monthly losses to $250K monthly profit, owner sleeping again.
—— IS THIS YOU?
If three or more
are true, read on.
Recovery is a specific tier with specific symptoms. We'd rather tell you upfront whether you fit — and route you elsewhere if you don't.
—— THE METHOD
Three phases.
Ninety days.
Recovery is structured. We follow the same sequence we ran on the Recycling engagement — diagnose, stabilise, rebuild. Every phase has named deliverables and named owners. No drift, no scope creep.
i.
Days 1–14
DIAGNOSE
ii.
Days 15-60
STABILIZE
iii.
Days 61-90
STABILIZE
Take command of the picture.
We do the deep diagnostic across all ten domains, get the cash on a 13-week forecast, and have a candid conversation with the bank within the first ten days. Owner stops being the only one carrying it.
Full Business Health Report
AP and AR age analysis
Banker briefing (joint)
13-week cash flow forecast
Covenant compliance review
Stakeholder communication plan
Stop the bleeding.
Cost discipline, AP reprioritisation, AR acceleration, vendor renegotiation, and where appropriate factoring or capital restructuring. Cash position improves week-on-week. Bank sees a plan working.
Cost reduction plan, executed
Vendor terms renegotiated
Weekly partner updates
AP/AR daily cadence established
Working capital facility (if needed)
Monthly board reporting
Restore profitability and trust.
Move from stabilised to profitable. Reporting cadence locked. Bank relationship rebuilt. Handover to the 12-month retainer, where we hold the gains and continue to compound them. Owner sleeps.
P&L back to profit
Bank confidence restored
Retainer onboarding
Reporting calendar locked
Forward 12-month plan
New vendors onboarded (as needed)
—— INVESTMENT
Two structures.
One commitment.
Both Recovery options include a mandatory 12-month retainer, baked into the MoU. This is how we hold the gains — and how the relationship compounds. We've structured Recovery so the path is clear from day one.
RECOVERY — 90 DAY
Standard
For acute distress with a defined path back.
$55,000*
+ 12-MONTH RETAINER AT $8,000 / MONTH
———————————————————————————————
WHAT'S INCLUDED
→ 90-day Recovery engagement, full method
→ Partner-led
→ 13-week cash forecast, weekly refresh
→ Banker engagement and joint reporting
→ Capital restructuring (if needed)
→ KPI scorecards
*ROI is normally 500%+
RECOVERY — 120 DAY
Intensive
For acute distress with a defined path back.
$75,000*
+ 12-MONTH RETAINER AT $8,000 / MONTH
———————————————————————————————
ADDS ON TOP OF STANDARD
→ 30 additional days of intensive support
→ Stakeholder management
→ Senior leadership management
→ SOP development
→ Operations development
→ Moving towards ‘Reset’
*ROI is normally 500%+
THE COMMITMENT
We commit to your business the way you do. The retainer is not optional — it's how we hold the gains and how the relationship earns its name.
—— FOR CLARITY
What we don’t do.
i.
ii.
iii.
iv.
We don't replace your team.
We work alongside your CFO, controller, or bookkeeper — making them better, not redundant. Owners keep their people.
We don't take equity.
We are advisors. Not investors, not partners, not sweat-equity holders. The relationship stays clean.
We don't do bankruptcies.
If your business is past the point of recovery, we'll tell you and refer you to specialist counsel. Honesty over fees.
We don't accept every engagement.
We turn down roughly one in three. Cultural fit matters as much as fit on paper. The diagnostic is where that gets decided.
—— THE NEXT STEP
Begin with the
diagnostic.
Ten minutes, complimentary, partner-reviewed within 48 hours. The report tells you whether Recovery is the right tier — and if it is, the routing call follows.